Processing live across 140+ countries
Money moves. AURA makes
sure it arrives.
Global payment infrastructure built for the teams that can't afford a
failed transaction, a missed settlement, or a compliance gap.
Volume processed
$84.2B
+12% this month
Countries
140+
6 continents
Approval rate
97.4%
↑ from 94.1% avg
Avg settlement
T+0
Same-day on all rails
Live transaction network
Real-time ·
2,847,391
txns today
Every transaction, in four moves.
From the moment a customer hits pay to the moment funds land in your account — AURA handles every step without you writing a single line of routing logic.
Smart routing
Stop losing revenue to declined cards.
Legacy processors send every transaction down a single rail and hope for the best. AURA's routing engine scores every payment in real time and picks the path most likely to succeed.
WITHOUT AURA
Single-processor, blind routing
Soft declines become hard lost revenue. No fallback, no retry logic, no visibility into why a card failed.
Approval rate
74%
Failed retries
60%
Decline visibility
Low
WITH AURA
Multi-rail, ML-optimised routing
Every transaction scored against 40+ signals. Failed payments automatically retried on the optimal alternative rail within 200ms.
Approval rate
97.4%
Retry success
89%
Decline visibility
Full
GLOBAL COVERAGE
Every market. Every method.
Support the payment methods your customers actually use not just cards. AURA gives you local rails in every major market out of the box.
North America
United States & Canada
Visa / MC
ACH
Amex
Wire
Apple Pay
Europe
EU + UK
SEPA
BACS
iDEAL
Klarna
SOFORT
Latin America
Brazil & LATAM
PIX
Boleto
OXXO
Mercado Pago
Middle East & Africa
MENA & Sub-Saharan
M-Pesa
mada
Fawry
Flutterwave
East Asia
China, Japan & Korea
Alipay
WeChat Pay
Konbini
Kakao
Southeast Asia
SEA & Pacific
GrabPay
PromptPay
PayNow
QRIS
RELIABILITY
Infrastructure built for the moment it matters most.
Payments fail at the worst possible time. AURA's distributed architecture is built to stay running when everything else doesn't.
99.99%
API uptime · 12-month trailing
Multi-region active-active deployment with automatic failover. No scheduled maintenance windows.
<50ms
p99 global latency
Edge nodes in 18 regions. Your payment decisions happen faster than a user can blink.
$0 lost
In missed settlements · ever
Every transaction is journaled and idempotent. If a settlement fails, it retries. No manual reconciliation required.
DEVELOPER EXPERIENCE
Your first transaction is one API call away.
Designed for developers who ship fast and operators who need to trust the plumbing.
Clean, predictable, versioned.
No surprise breaking changes. No undocumented behaviors. AURA's API is built to the same standard we'd want if we were the customer.
SDKs in Node, Python, Go, Ruby, Java
Webhooks with automatic retry + signing
Full sandbox that mirrors production exactly
Idempotency keys on every write endpoint
OpenAPI spec + Postman collection included
Node.js
// Create a payment intent const intent = await
aura.payments.create({ amount: 48200, currency: 'usd',
customer: 'cus_9xkL2mNpQ', routing: { strategy:
'optimise_approval', fallback: true }, metadata: { order_id:
'ord_2847' } }); // intent.status → 'requires_confirmation' //
intent.routing.rail → 'visa_direct' // intent.routing.score →
0.97
Stripe
Plaid
Sardine
Segment
Snowflake
dbt
Stop stitching. Start shipping.
Full payments infrastructure. Live in hours, not months.
No credit card required · Sandbox access instant · Production in 24 hours