Enterprise-grade infrastructure for modern digital platforms.

Payments, compliance, and financial infrastructure unified. Built for platforms operating at the frontier of global finance.

Trusted by high-growth teams across 40+ countries

Every payment.

Every risk signal.

One operating system.

Every payment.

Every risk signal.

One operating system.

Payments, compliance, and real-time analytics — unified. Built for the teams that process billions and cannot afford a single blind spot.

2,847,391

transactions processed today

Payments, compliance, and real-time analytics — unified. Built for the teams that process billions and cannot afford a single blind spot.

2,847,391

transactions processed today

$84.2B

Volume processed

+12% MoM

140+

Countries active

6 continents

0.08%

False positive rate

10× below baseline

99.99%

API uptime · 12mo

SLA-backed

47ms

Avg decision latency

p99 · global

01 — THE PROBLEM

Fragmented tooling is bleeding

you dry

3.4pp

The average approval rate penalty for teams routing through a single processor. That's not a technical problem. It's a revenue problem — and it compounds with every transaction.

02 — THE PROBLEM

Compliance is catching you off

guard

$2.1M

Average cost of a compliance incident at Series B+. Most happen because the KYC and AML tooling was bolted on at the wrong layer, too late, and can't keep pace with transaction volume.

03 — THE PROBLEM

You're finding out from

customers, not your dashboard

47 min

Average time between a payment anomaly and internal detection — without a unified intelligence layer. In that window, your reputation is taking the hit.

$84.2B

Volume processed

+12% MoM

140+

Countries active

6 continents

0.08%

False positive rate

10× below baseline

99.99%

API uptime · 12mo

SLA-backed

47ms

Avg decision latency

p99 · global

01 — THE PROBLEM

Fragmented tooling is

bleeding you dry

3.4pp

The average approval rate penalty for teams routing through a single processor. That's not a technical problem. It's a revenue problem — and it compounds with every transaction.

02 — THE PROBLEM

Compliance is catching you

off guard

$2.1M

Average cost of a compliance incident at Series B+. Most happen because the KYC and AML tooling was bolted on at the wrong layer, too late, and can't keep pace with transaction volume.

03 — THE PROBLEM

You're finding out from

customers, not your dashboard

47 min

Average time between a payment anomaly and internal detection — without a unified intelligence layer. In that window, your reputation is taking the hit.

Monitoring Canvas

Every node. Every transaction. Every risk signal. In one view.

Real-time infrastructure monitoring built for platforms that can't afford blind spots. AURA surfaces network health, compliance status, and transaction flux before your team has to ask.

Intelligence canvas
All systems live · 0 events in last 60s
Transactions
2,847,391
+1,204/min
Volume
$4.2B
+8% today
Fraud blocked
$14.3k
↑ threat elevated
Approval rate
97.4%
↑ 1.2pp
API health
Stable
99.98% uptime
Latency p99
44ms
global avg
Live transaction feed live
Loading feed…
Fraud signal intensity · last 24hhourly × regional
Loading heatmap…
System health matrix live
payments.api
99.98%
fraud.engine
99.91%
kyc.worker
99.82%
analytics.stream
99.96%
settlement.svc
99.99%
webhook.relay
99.74%
audit.log
100.00%
data.export
98.90%
Intelligence canvas
All systems live
Transactions
2,847,391
+1,204/min
Volume
$4.2B
+8% today
Fraud
$14.3k
↑ elevated
Approval
97.4%
↑ 1.2pp
API
Stable
99.98% up
Latency
44ms
global avg
Live intelligence
0events
Loading feed…

The platform

One system.
Three pillars.

Stop managing five vendors to do what one should. AURA's platform replaces your payment processor, compliance vendor, and BI tool with a single coherent operating layer — built to the same reliability standard across every component.

01 — Payments

Global infrastructure, ready day one.

Accept and route payments across 140+ countries. Smart multi-rail routing maximizes approvals. Same-day settlement on every supported rail.

97.4%

approval rate

02 — Risk & fraud

ML catches what rules miss.

Eight-signal scoring engine. 99.3% catch rate. 0.08% false positives. Every decision explainable, every threshold yours to override —no black box, no vendor dependency.

$12.4M

blocked · 30d

03 — Analytics

Real-time, not last week's report.

Sub-second transaction stream processing. Revenue attribution by channel, product, and region. Anomaly detection with configurable alerts before customers notice.

<1s

stream latency

Modular infrastructure

Built for every layer of your stack.

Choose the exact components you need. Plug in. Scale.

live

Hybrid POS Network

In-store and online, unified. Internal transfers settle instantly. External payments route via Visa, Mastercard, and local rails — automatically.

99.8%

terminal uptime

live

Compliance Layer

KYC, AML, and rule-based controls embedded at the data model level — not bolted on top. Audit-ready from day one.

200+

watchlists screened

live

Modular Architecture

Choose exactly what you need — payments, fraud, analytics, compliance — and compose them. No forced bundling, no unnecessary surface area.

12

composable modules

live

Network Security

Infrastructure engineered for reliability and trust. SOC 2 Type II, ISO 27001, PCI-DSS Level 1. Multi-region active-active with no scheduled downtime.

99.99%

uptime · 12mo trailing

Modular Payment Infrastructure

A modular, programmable ecosystem designed to power real-world financial innovation.

Hybrid POS Network

Internal transfers settle instantly; external payments route via Visa.

AInternal TransferVISAComplete

Compliance Layer

KYC, AML, and rule-based controls built into the core.

KYC
AML
Name
John Doe
Card Number
**** **** **** 4821

Hybrid POS Network

Internal transfers settle instantly; external payments route via Visa.

AInternal TransferVISAComplete

Compliance Layer

KYC, AML, and rule-based controls built into the core.

KYC
AML
Name
John Doe
Card Number
**** **** **** 4821

Modular Architecture

Choose the exact components you need — plug-and-play.

Settlement
POS
Tokenization
OFF
KYC

Network Security

Infrastructure engineered for reliability and trust.

Modular Architecture

Choose the exact components you need — plug-and-play.

Settlement
POS
Tokenization
OFF
KYC

Network Security

Infrastructure engineered for reliability and trust.

Modular Payment Infrastructure

A modular, programmable ecosystem designed to power real-world financial innovation.

Hybrid POS Network

Internal transfers settle instantly; external payments route via Visa.

AInternal TransferVISAComplete

Compliance Layer

KYC, AML, and rule-based controls built into the core.

KYC
AML
Name
John Doe
Card Number
**** **** **** 4821

Modular Architecture

Choose the exact components you need — plug-and-play.

Settlement
POS
Tokenization
OFF
KYC

Network Security

Infrastructure engineered for reliability and trust.

Intelligence Canvas

Every node. Every transaction. Every risk signal. In one view.

Real-time infrastructure monitoring built for platforms that can't afford blind spots. AURA surfaces network health, compliance status, and transaction flux before your team has to ask.

Core_Intelligence_System

Mode //FINANCE ANALYTICS

NETWORKSTABLE
SECURITYAES-256
TRAFFICNOMINAL
System_Clock
Active_Layer
Session Authorized
THREAT_VECTORS
STABLE
GLOBAL_UPTIME
99.98%
TOTAL_LOAD
4.2 PB/d
ACTIVE_NODES
7
Global Topology View
NAEUAPAC
NYC-ALPHA
SFO-BETA
LON-GAMMA
FRA-DELTA
NODE_IDENTITY

NYC-ALPHA

NA CLUSTER SEGMENT

NOMINAL
LATENCY
18ms
TPS LOAD
48%
UPTIME
99.98%
HEALTH
OPTIMAL
ACTIVE_LOGS
Buffer: 4096 KB
14:02:11ENCRYPTED HANDSHAKE COMMENCINGINFO
14:01:55PACKET LOSS DETECTED — NODE TYO-ZETAWARN
14:01:02SYMMETRIC LOAD BALANCING INITIALIZEDINFO
AURA
Core_Intelligence_System
NETSTABLE
SECAES-256
TRFNOMINAL
Session Authorized
Core Intelligence System
NYC-ALPHA
· NA SEGMENT
SECURED
THREATS
STABLE
UPTIME
99.98%
LOAD
4.2 PB
NODES
7
Node · NYC-ALPHA
nominal
LATENCY
18ms
TPS
48%
UPTIME
99.98%
HEALTH
OPTIMAL
Select Node
Active Logs
14:02:11ENCRYPTED HANDSHAKE COMMENCINGinfo
14:01:55PACKET LOSS DETECTED — NODE TYO-ZETAwarn
14:01:02SYMMETRIC LOAD BALANCING INITIALIZEDinfo
14:00:47THREAT VECTOR NEUTRALIZEDcritical
NYC-ALPHA
Traffic48%
Lat: 18ms
Up: 99.98%
SFO-BETA
Traffic36%
Lat: 34ms
Up: 99.91%
LON-GAMMA
Traffic77%
Lat: 74ms
Up: 99.61%
FRA-DELTA
Traffic29%
Lat: 22ms
Up: 99.99%
TYO-ZETA
Traffic94%
Lat: 188ms
Up: 97.11%
SIN-ETA
Traffic61%
Lat: 92ms
Up: 98.72%
SEO-THETA
Traffic43%
Lat: 41ms
Up: 99.87%
TPS MAX
148k
THROUGHPUT
1.2 TB
ERR RATE
0.02%
PEAK LAT
342ms
Full Segment Throughput
Traffic Leaderboard
1
TYO-ZETA
94%
2
LON-GAMMA
77%
3
SIN-ETA
61%
4
NYC-ALPHA
48%
5
SEO-THETA
43%
Compliance Health
75% RATIO
THREAT_DETECTED
Audit Overview
LAST SCAN12m AGO
CERTIFICATE0x8922A
AUTHORITYAU-ROOT-V2
Control Matrix
KYC PROTOCOL
Weight: 30%
AML MONITORING
Weight: 20%
GDPR PRIVACY
Weight: 25%
PCI-DSS SYNC
Weight: 25%
Ingress Packet Stream
PKT-0x108
10.0.96.108172.16.36.218
nominal819B
PKT-0x195
10.0.9.195172.16.119.210
nominal172B
PKT-0x588
10.0.15.149172.16.185.105
nominal921B
PKT-0x324
10.0.253.172172.16.232.103
nominal997B
PKT-0x521
10.0.86.91172.16.47.45
nominal1253B
PKT-0x445
10.0.245.30172.16.134.64
nominal436B
PKT-0x494
10.0.174.70172.16.110.14
critical623B
PKT-0x112
10.0.189.100172.16.105.168
nominal251B
PKT-0x788
10.0.44.111172.16.230.59
nominal968B
PKT-0x734
10.0.145.21172.16.247.94
nominal710B
PKT-0x127
10.0.187.3172.16.19.157
nominal330B
PKT-0x192
10.0.40.166172.16.90.93
nominal185B
System Aesthetics
Active: Institutional throughput and liquidity flow
Core Override Protocols
System Info
COMPONENTAURA MOBILE
VERSION2.0.0
PROTOCOLAES-256
BUILDPRODUCTION
AURA
Core_Intelligence_System
NETSTABLE
SECAES-256
TRFNOMINAL
Session Authorized
Core Intelligence System
NYC-ALPHA
· NA SEGMENT
SECURED
THREATS
STABLE
UPTIME
99.98%
LOAD
4.2 PB
NODES
7
Node · NYC-ALPHA
nominal
LATENCY
18ms
TPS
48%
UPTIME
99.98%
HEALTH
OPTIMAL
Select Node
Active Logs
14:02:11ENCRYPTED HANDSHAKE COMMENCINGinfo
14:01:55PACKET LOSS DETECTED — NODE TYO-ZETAwarn
14:01:02SYMMETRIC LOAD BALANCING INITIALIZEDinfo
14:00:47THREAT VECTOR NEUTRALIZEDcritical
NYC-ALPHA
Traffic48%
Lat: 18ms
Up: 99.98%
SFO-BETA
Traffic36%
Lat: 34ms
Up: 99.91%
LON-GAMMA
Traffic77%
Lat: 74ms
Up: 99.61%
FRA-DELTA
Traffic29%
Lat: 22ms
Up: 99.99%
TYO-ZETA
Traffic94%
Lat: 188ms
Up: 97.11%
SIN-ETA
Traffic61%
Lat: 92ms
Up: 98.72%
SEO-THETA
Traffic43%
Lat: 41ms
Up: 99.87%
TPS MAX
148k
THROUGHPUT
1.2 TB
ERR RATE
0.02%
PEAK LAT
342ms
Full Segment Throughput
Traffic Leaderboard
1
TYO-ZETA
94%
2
LON-GAMMA
77%
3
SIN-ETA
61%
4
NYC-ALPHA
48%
5
SEO-THETA
43%
Compliance Health
75% RATIO
THREAT_DETECTED
Audit Overview
LAST SCAN12m AGO
CERTIFICATE0x8922A
AUTHORITYAU-ROOT-V2
Control Matrix
KYC PROTOCOL
Weight: 30%
AML MONITORING
Weight: 20%
GDPR PRIVACY
Weight: 25%
PCI-DSS SYNC
Weight: 25%
Ingress Packet Stream
PKT-0x522
10.0.249.56172.16.165.209
nominal964B
PKT-0x105
10.0.54.89172.16.250.173
nominal823B
PKT-0x641
10.0.2.251172.16.185.203
critical813B
PKT-0x859
10.0.34.223172.16.98.104
nominal717B
PKT-0x727
10.0.187.15172.16.74.70
critical65B
PKT-0x974
10.0.96.144172.16.221.244
nominal1205B
PKT-0x126
10.0.116.51172.16.87.134
nominal169B
PKT-0x891
10.0.139.67172.16.255.251
nominal464B
PKT-0x303
10.0.134.142172.16.41.80
nominal1292B
PKT-0x886
10.0.214.95172.16.248.204
nominal890B
PKT-0x659
10.0.173.21172.16.111.196
nominal576B
PKT-0x993
10.0.155.198172.16.217.190
nominal1236B
System Aesthetics
Active: Institutional throughput and liquidity flow
Core Override Protocols
System Info
COMPONENTAURA MOBILE
VERSION2.0.0
PROTOCOLAES-256
BUILDPRODUCTION

"

We replaced four vendors with AURA in six weeks. Fraud losses
dropped 80%. Our engineering team got three weeks back per
month. There is no version of this where we go back.

Elena Marsh

Co-founder & CTO · Cooka Payments · Series B

Cooka

↓80%

fraud losses

Atlantic

97.4%

approval rate

Halcyon

6 wks

to production

On_Event

↓40%

ops headcount

Babylon

$4.2B

TPV on AURA

Novo GmbH

T+0

settlement

The infrastructure layer your platform was built for.

The infrastructure layer your platform was built for.

Payments, risk, compliance, and analytics — architected as one system. Not assembled. Engineered.

Payments, risk, compliance, and analytics — architected as one system. Not assembled. Engineered.

Developer experience

10 lines of code.
Production-grade infrastructure.

No custom routing logic. No compliance glue code. No reconciliation scripts. AURA's API absorbs all of it — and the SDK does the rest.

SDKs available

Node · Python · Go · Ruby · Java

API stability

v2 · no breaking changes in 18mo

Sandbox parity

100% · mirrors production exactly

Time to first payment

< 10 minutes

Idempotency

On every write endpoint

Node.js · payments.create

// Create a payment — 10 lines to production const payment = await aura.payments.create({ amount: 48200, currency: 'usd', customer: 'cus_9xkL2mNpQ', routing: { strategy: 'optimise_approval', fallback: true, }, compliance: { aml: true, kyc: 'cached' }, }); // → payment.status: 'cleared' // → payment.routing.rail: 'visa_direct' // →payment.fraud.score: 0.03 // → payment.settled_at: T+0

import Aura from "@aura/node";

// Initialize the AURA client
const aura = new Aura({ apiKey: process.env.AURA_API_KEY });

// Create a new payment
const payment = await aura.payments.create({
  amount: 4999,
  currency: "usd",
  source: "tok_visa",
  description: "Enterprise plan — Acme Corp",
  metadata: {
    customerId: "cust_8f3kA92",
    platform: "saas",
  },
});

console.log(`Payment created: ${payment.id}`);
console.log(`Status: ${payment.status}`);

Copy code snippet

import Aura from "@aura/node";

// Initialize the AURA client
const aura = new Aura({ apiKey: process.env.AURA_API_KEY });

// Create a new payment
const payment = await aura.payments.create({
  amount: 4999,
  currency: "usd",
  source: "tok_visa",
  description: "Enterprise plan — Acme Corp",
  metadata: {
    customerId: "cust_8f3kA92",
    platform: "saas",
  },
});

console.log(`Payment created: ${payment.id}`);
console.log(`Status: ${payment.status}`);

Copy code snippet

Developer experience

10 lines of code.
Production-grade infrastructure.

No custom routing logic. No compliance glue code. No reconciliation scripts. AURA's API absorbs all of it — and the SDK does the rest.

SDKs available

Node · Python · Go · Ruby · Java

API stability

v2 · no breaking changes in 18mo

Sandbox parity

100% · mirrors production exactly

Time to first payment

< 10 minutes

Idempotency

On every write endpoint

Node.js · payments.create

// Create a payment — 10 lines to production const payment = await aura.payments.create({ amount: 48200, currency: 'usd', customer: 'cus_9xkL2mNpQ', routing: { strategy: 'optimise_approval', fallback: true, }, compliance: { aml: true, kyc: 'cached' }, }); // → payment.status: 'cleared' // → payment.routing.rail: 'visa_direct' // →payment.fraud.score: 0.03 // → payment.settled_at: T+0

import Aura from "@aura/node";

// Initialize the AURA client
const aura = new Aura({ apiKey: process.env.AURA_API_KEY });

// Create a new payment
const payment = await aura.payments.create({
  amount: 4999,
  currency: "usd",
  source: "tok_visa",
  description: "Enterprise plan — Acme Corp",
  metadata: {
    customerId: "cust_8f3kA92",
    platform: "saas",
  },
});

console.log(`Payment created: ${payment.id}`);
console.log(`Status: ${payment.status}`);

Copy code snippet

Pricing

Straightforward pricing. No surprises.

Straightforward pricing. No surprises.

Monthly

Yearly

Scale

$149

$149

/month

For high-growth teams ready to operate at scale.

Included

Real-time analytics

Payment infrastructure

Compliance dashboard

50+ integrations

Email support

Priority support

Enterprise

Popular

$389

$389

/month

For platforms that need infrastructure without limits.

Everything in Scale plus:

Custom compliance frameworks

SLA guarantee

White-glove onboarding

Portfolio analytics dashboard

24/7 support

API access for automation

Custom

Flexible

For enterprise teams with specific infrastructure requirements.

Everything in Enterprise, plus:

Unlimited seats

Custom SLA

Dedicated account manager

Custom API limits

Security review

24/7 phone support

Monthly

Yearly

Scale

$149

$149

/month

For high-growth teams ready to operate at scale.

Included

Real-time analytics

Payment infrastructure

Compliance dashboard

50+ integrations

Email support

Priority support

Enterprise

Popular

$389

$389

/month

For platforms that need infrastructure without limits.

Everything in Scale plus:

Custom compliance frameworks

SLA guarantee

White-glove onboarding

Portfolio analytics dashboard

24/7 support

API access for automation

Custom

Flexible

For enterprise teams with specific infrastructure requirements.

Everything in Enterprise, plus:

Unlimited seats

Custom SLA

Dedicated account manager

Custom API limits

Security review

24/7 phone support

Monthly

Yearly

Scale

$149

$149

/month

For high-growth teams ready to operate at scale.

Included

Real-time analytics

Payment infrastructure

Compliance dashboard

50+ integrations

Email support

Priority support

Enterprise

Popular

$389

$389

/month

For platforms that need infrastructure without limits.

Everything in Scale plus:

Custom compliance frameworks

SLA guarantee

White-glove onboarding

Portfolio analytics dashboard

24/7 support

API access for automation

Custom

Flexible

For enterprise teams with specific infrastructure requirements.

Everything in Enterprise, plus:

Unlimited seats

Custom SLA

Dedicated account manager

Custom API limits

Security review

24/7 phone support

Frequently Asked Questions

Find everything you need to know about AURA

What exactly is AURA?

AURA is a unified financial operating system — payments, compliance, fraud detection, and analytics in a single platform. It replaces the patchwork of vendors most fintech teams accumulate by Series A.

Who is AURA built for?

Growth-stage fintech founders and the CTOs building their stack. Teams processing $10M+ TPV who are starting to feel the friction of fragmented tooling.

Infrastructure rating?

SOC 2 Type II, ISO 27001, PCI-DSS Level 1. Multi-region active-active deployment with zero scheduled maintenance windows and a contractual 99.99% uptime SLA at Enterprise tier.

Is AURA fully regulated?

AURA operates as a licensed payment infrastructure provider. Your compliance obligations vary by jurisdiction our compliance team supports you through that mapping as part of onboarding.

What payment methods does AURA support?

140+ countries, 40+ currencies, and all major local rails: SEPA, ACH, PIX, M-Pesa, mada, GrabPay, Alipay, WeChat Pay, Konbini, and more. New rails added monthly.

Do I need to verify my identity?

Standard KYB for the platform operator during onboarding. End-user KYC is handled by AURA's compliance layer on your behalf with configurable friction levels per user risk tier.

Can AURA integrate with existing systems?

Yes. REST API, webhooks, and SDKs in all major languages. Pre-built connectors for Snowflake, Segment, dbt, Plaid, Sardine, and Stripe. Custom integrations supported at Enterprise.

How can I contact support?

Email support on Scale (48h SLA). Dedicated Slack channel and 4h SLA on Enterprise. 24/7 phone support on Custom. Every account gets sandbox access and documentation from day one.

Create a free website with Framer, the website builder loved by startups, designers and agencies.